Telematics car insurance - also known as black box insurance, GPS car insurance, smartbox insurance, pay-as-you-drive insurance and usage-based insurance - works either through a small black box device that's fitted to your car or a mobile phone app which can collect the following type of information:
- The speed you drive
- Braking and accelerating habits
- Distance travelled
- Time of day you travel
- Types of roads you travel on
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